Instacart serves over 14 million active users across the U.S. It’s one of the most popular grocery delivery platforms today. With just a few taps, you can shop from major retailers and get your groceries delivered right to your doorstep.
But for those using government assistance, a common question arises: can you use EBT on Instacart? In this guide, we’ll break down everything you need to know to start shopping with your SNAP benefits online.
1. Can You Use EBT On Instacart?
Wondering can you use your EBT card on Instacart? The answer is YES – you absolutely can!
Instacart is part of a USDA pilot program that allows SNAP recipients to use their EBT funds for online grocery orders. Currently, customers with valid EBT SNAP cards can use their benefits on Instacart in all states except Alaska.
To qualify, you must:
- Have an active EBT SNAP card.
- Live in a state where Instacart accepts EBT.
- Shop at a participating retailer on Instacart.
Starting December 12, 2022, SNAP users who placed an EBT order within the last 6 months can subscribe to Instacart+ for $4.99/month for one year. This membership offers free delivery on $35+ orders, lower service fees, and more – a helpful perk for frequent users.
2. Can You Use EBT Cash on Instacart?
No, Instacart does not accept EBT cash benefits. Only EBT SNAP (food assistance) can be used on the platform. his means you cannot use EBT cash to cover any part of your order, including food, non-food items, delivery fees, tips, or taxes.
While some stores and ATMs allow EBT cash withdrawals or purchases, Instacart’s system only supports SNAP-eligible food items at participating grocery retailers. If you attempt to use EBT cash, the transaction will not go through.
You will need a backup form of payment (like a debit or credit card) to cover delivery charges or ineligible products when using Instacart with your EBT SNAP card.
3. Using EBT Card on Instacart – Detailed Guide
Shopping with your EBT card on Instacart is simple once your account is set up. Follow this detailed guide to ensure a smooth process.
3.1 Which Stores Accept EBT SNAP As a Form Of Payment Through Instacart?
To use your EBT card on Instacart, you first need to know which stores accept EBT payments through the platform. Many grocery chains participate in Instacart’s EBT SNAP program. Availability depends on your location, but here are some commonly accepted stores:
- ALDI
- Food Lion
- Publix
- Safeway
- Price Chopper
- ShopRite
- Stop & Shop
- Walmart
- Market 32
- Fresh Grocer
- Hannaford
- Brookshire’s
- Woodman’s Markets
You can view the full list by visiting: https://www.instacart.com/plus-ebt
3.2 How to Shop with EBT SNAP On Instacart?
Here’s the step-by-step guide to use EBT card at checkout with Instacart:
Step 1: Add Your EBT SNAP Card
- Log into your Instacart account.
- Go to “Account Settings” and select “Payment Methods.”
- Select “Add EBT SNAP card” and input your card number.
You can also add a credit or debit card to cover non-eligible items, tips, or delivery fees.
Step 2: Shop for EBT-Eligible Items
Once your card is added, browse participating stores. Eligible items will be marked as EBT SNAP-eligible. Examples include:
Eligible:
- Fruits, vegetables, meat, poultry, dairy
- Bread, cereals, and packaged snacks
- Non-alcoholic beverages
Ineligible:
Step 3: Checkout Using Your EBT SNAP Card
When you’re ready, tap the green cart icon and select “Go to Checkout.” Choose your delivery address, time, and contact details.
Select your EBT SNAP card and credit/debit card for payment. You can click “Change” to switch either one. Review or adjust the delivery tip (charged to your debit/credit card).
Under “Your Payment Split,” choose how much to use from your EBT balance and hit “Confirm.” Double-check your order, then click “Place Order.”
To finish, enter your EBT PIN to complete payment. That’s it!
>> Read more: EBT-Eligible Items (Non-Food): Things You Can Buy with EBT
4. Unlock Free Devices and Services Using Your EBT Benefits
Here’s a perk many SNAP recipients don’t know: qualifying for SNAP also makes you eligible for the federal Lifeline Program.
This federal program, run by the FCC, helps low-income households get free or discounted phone and internet services. It’s a game-changer for staying connected to work, school, family, and emergency services without straining your budget.
Here’s what Lifeline provides:
- Up to $9.25/month off phone or internet bills
- Up to $34.25/month for Tribal lands
- In many cases, a free smartphone/tablet/smartwatch and free talk, text, and data through participating providers
If you’re looking for a provider that goes above and beyond, AirTalk Wireless is one of the top Lifeline carriers trusted by thousands of SNAP users. Here’s what you can expect:
- Free/heavily discounted smartphones, tablets and smartwatches, including popular models like iPhone 7, Motorola One 5G, Apple iPad mini 4, etc.
- Unlimited talk and text
- Up to 30GB of high-speed data
- No contracts, no hidden fees
- Easy online application
- Free shipping and fast approval
- And more exclusive perks you won’t find elsewhere!
To apply, visit AirTalk Wireless, enter your ZIP code to check service availability and start the easy online application. You may be required to show proof of SNAP documentation (like a benefits letter) when applying.
Note: EBT cards are no longer accepted as proof; you must upload a valid benefits document if automatic verification fails.
5. FAQs
5.1 Can You Use EBT on Instacart Kroger?
Yes, but only at Kroger stores that participate in Instacart’s EBT SNAP program. Availability varies by location.
5.2 Does Target Take EBT?
Target accepts EBT in physical stores and for some online grocery pickup orders.
5.3 Does Trader Joe’s Take EBT?
Yes, all Trader Joe’s stores accept EBT in person. However, they do not support online shopping, so EBT use is limited to in-store purchases.
5.4 Can you use EBT on DoorDash?
Yes. DoorDash allows EBT SNAP as a payment method for grocery delivery at select retailers in participating states.
Read more: What Is EBT Cash? What You Can Use It For
Final Words
So, can you use EBT on Instacart? Yes – as long as you’re shopping with a participating retailer in an eligible state, you can use your EBT SNAP card to order groceries online with ease.
Plus, don’t forget: your SNAP benefits can help you qualify for free phones and data through Lifeline. Apply now at AirTalk Wireless!