Wendy’s is one of the most popular fast-food chains in the U.S, but can you use your SNAP EBT card to grab a burger or chicken sandwich there?
If you’re receiving SNAP benefits and wondering: does Wendy’s accept EBT?, this article breaks it all down for you, from eligibility to how the process works. Read on to find out everything you need to know!
1. What Is EBT and How Does It Work?
EBT stands for Electronic Benefits Transfer. It’s the system used by the government to distribute food assistance benefits of the SNAP program (Supplemental Nutrition Assistance Program). Instead of using paper food stamps, recipients now receive an EBT card, which works like a debit card.
In most cases, EBT cards can only be used at grocery stores or farmers markets to buy eligible food items. But there’s an exception: the Restaurant Meals Program (RMP).
The RMP is a federal option that gives states the ability to let certain SNAP recipients buy hot, prepared meals at approved restaurants. It’s designed for individuals who may not be able to cook or store food at home, such as seniors, people with disabilities, or those experiencing homelessness.
Here’s what you need to know about the RMP:
- Who qualifies: Only households where every member is elderly (60+), disabled, homeless, or the spouse of someone eligible can use RMP benefits.
- Where it’s available: The program only works in states that have chosen to participate in RMP.
- Which restaurants qualify: Restaurants must be in a participating state, get state approval, sign an agreement with the Food and Nutrition Service (FNS), and be authorized to accept SNAP.
Since each state sets its own rules, restaurant availability can vary. To find out if your state supports the RMP and which restaurants take part, contact your local SNAP office or visit your state’s benefits website.
>>> Also read: Does Costco Accept EBT? Guide to Cards, Online & State Policies
2. Does Wendy’s Accept EBT?
Yes, but only in limited locations. Wendy’s does participate in the Restaurant Meals Program, though not across all its 7,000+ locations.
Similar to McDonald’s and Burger King, Wendy’s is one of the Big Three in American fast food. The chain is famous for its square burgers and creamy Frosty treats. If you qualify for the RMP, you may be able to use your EBT card at certain Wendy’s outlets, but only in select areas.
As of now, only specific Wendy’s locations in a few California counties accept SNAP EBT cards. Unfortunately, Wendy’s doesn’t provide an online list of these locations, so your best bet is to call ahead or ask your local benefits office for guidance.
3. A Guide to Using EBT at Wendy’s
Now that you know Wendy’s might accept EBT at certain spots, let’s walk through how it works in practice. From what you can buy to how you pay, here’s what to expect.
3.1 What Can You Buy at Wendy’s with EBT?
If you’re using your EBT card at a participating Wendy’s, you can order anything off the regular menu. There aren’t restrictions on which meals are eligible.
According to Andrew Cheyne of the nonprofit GRACE/End Child Poverty CA, “Any meal offered at that restaurant can be purchased. Not necessarily the discounted meal, if that’s not what the customer wants.”
But keep in mind, this is specific to restaurants approved under the Restaurant Meals Program. You can’t use your EBT card to buy hot food from a grocery store deli unless your state explicitly allows it under RMP.
3.2 How to Use Your EBT Card at Wendy’s?
Paying with your EBT card at a Wendy’s that participates in RMP is as easy as using a regular debit card.
If you’re eligible for the RMP, your state codes your EBT card to allow purchases at participating restaurants. This special coding tells the system that your card can be accepted for hot, prepared meals. To pay, just swipe or insert your card at the register, enter your PIN, and complete the purchase, assuming there’s enough money in your SNAP balance.
If your card hasn’t been approved for RMP use, the transaction will be declined, even if the restaurant is part of the program.
4. Maximize your EBT benefits with Lifeline
Aside from using EBT for meals, did you know you can get even more value from your government benefits?
Thanks to the Lifeline Program, you may qualify for a free phone or tablet with monthly service included. This program is designed to help low-income individuals stay connected for work, school, and emergencies.
One of the most trusted providers in the Lifeline program is AirTalk Wireless. This provider offers:
- Free or discounted devices like smartphones, tablets, and smartwatches.
- Free unlimited monthly talk, text, and even data
- Easy application process online
- Generous extra benefits like free SIM card, free internation call to 200+ countries, etc.
If you’re already receiving SNAP, Medicaid, or similar benefits, you automatically qualify for Lifeline. Just keep in mind that required supporting documents for SNAP eligibility may vary by state. For instance, as of May 1, 2025, EBT card copies are no longer accepted as proof of Lifeline eligibility in California.
Visit AirTalk Wireless online to check your eligibility and apply today!
FAQs
Where can I use my EBT card in Florida?
According to Florida’s Department of Children and Families, you can use your EBT card at most grocery stores, markets, and convenience stores displaying the QUEST logo or signage like “EBT Accepted Here.” You can buy fruits, vegetables, meats, dairy, breads, and even seeds to grow food.
Note: Florida does not participate in the Restaurant Meals Program.
Does Chipotle take EBT?
No, Chipotle does not accept EBT cards at any of its locations.
Does Wendy’s Accept EBT in Illinois?
No, Wendy’s does not accept EBT cards in Illinois. The state does not offer the RMP.
Does Wendy’s Accept EBT in PA?
No, Pennsylvania does not participate in the RMP, so you cannot use your EBT card at Wendy’s there.
Does Wendy’s Accept EBT In New York?
No, Wendy’s does not accept EBT in New York. The state currently does not allow RMP usage.
Does Wendy’s Accept EBT in Ohio?
No. Even though Wendy’s is headquartered in Ohio, the state doesn’t participate in RMP, so EBT isn’t accepted at Wendy’s.
Does Wendy’s Accept EBT in California?
Yes, but only at select locations in a few counties. Confirm with your local benefits office or call ahead to find out if a specific Wendy’s accepts EBT.
Does Firehouse Subs Accept EBT?
Yes, but only in specific locations. Some Firehouse Subs restaurants in states that participate in the Restaurant Meals Program (RMP), such as Chandler, Arizona, may accept EBT. Availability depends on the location, so it’s best to check directly with your local Firehouse Subs.
Final Words
To sum up, the answer of the question “Does Wendy’s accept EBT” is YES, but only at certain locations that participate in the Restaurant Meals Program. While it’s not available everywhere, it can be a helpful option if you qualify.
And don’t forget, if you’re eligible for SNAP, you might also qualify for a free phone or tablet through Lifeline programs like AirTalk Wireless. Take full advantage of the resources available to you!