Access to affordable healthcare is essential, especially for low-income families and individuals in Illinois.
According to the Illinois Department of Healthcare and Family Services, over 3 million residents are enrolled in Medicaid as of 2024. This safety-net program helps people get medical care without overwhelming costs.
So, how to apply for Medicaid in Illinois? Let’s dive into the details.
1. What is Medicaid in Illinois?
Medicaid is a federal and state program that offers health coverage to low-income individuals and families, including children, pregnant women, seniors, and people with disabilities. It’s funded jointly by the federal government and each state, but states manage their own programs.
In Illinois, Medicaid has several coverage groups designed for different residents:
- All Kids: Covers children from birth through age 18.
- FamilyCare: Covers parents or caretakers of dependent children under 18.
- ACA Adults: For adults ages 19–64 without dependent children and who don’t have Medicare.
- Moms & Babies: Covers pregnant women until 12 months postpartum and their newborns up to age 1.
- Former Foster Care: For adults ages 19–25 who aged out of Illinois foster care.
- Aid to the Aged Blind or Disabled (AABD): For residents 65+, blind individuals, or those with disabilities.
These Medicaid coverage groups serve as a vital support system. They help many Illinois residents access the essential medical care they need.
2. How Can I Qualify For Medicaid in Illinois?
Medicaid eligibility in Illinois is based on two main factors: income level and immigration status.
2.1 Qualify Based on Income
Your household income must fall below a specific limit for your family size. Your household includes:
- Yourself
- Your spouse (if you live together)
- Your children and stepchildren under 19
- The child’s other parent (if they live with you)
- Any tax dependents
Countable income includes wages, self-employment earnings, Social Security, retirement payments, rental income, and certain other forms of support.
2.2 Qualify Based on Immigration Status
In most cases, adults need to be U.S. citizens or lawful permanent residents living in the United States for at least five years. However, children under 19 and pregnant women may qualify regardless of their immigration status. Refugees, asylees, and other special categories may be eligible immediately.
Your immigration information stays confidential and is not shared with immigration enforcement. Applying for Medicaid will not affect your ability to become a U.S. citizen.
Not sure if you qualify? You can use the eligibility screening tool at GetCoveredIllinois.gov or call 1-866-311-1119. Even if you’re unsure, it’s worth applying, there’s no penalty for being denied.
>>> Read more: Free Stuff with Medicaid: What You Can Get & How to Claim It
3. How to Apply for Medicaid in Illinois?
Once you know you’re eligible for Medicaid in Illinois, the next step is to apply. There are several ways to enroll, so you can choose the one that’s most comfortable for you—whether online, by phone, in person, or using a paper form.
Important reminder: Always provide accurate and truthful information on your application. Giving false details can lead to serious penalties.
3.1 How to Apply for Medicaid in Illinois Online (Recommended)
Applying online at https://abe.illinois.gov is the quickest and most convenient way to apply for Medicaid in Illinois. The process is straightforward: just create a secure account and follow the guided steps.
On average, it takes about 30 to 45 minutes to complete your application. If you need to pause and return later, simply save your progress. Once submitted, you’ll receive a tracking number (called a T-number), which lets you check your application status anytime.
Here’re some helpful tips when applying online:
- Create a strong username and password and store them safely.
- Save your application often to avoid losing progress.
- Write down your T-number as you’ll need it later.
- Use the same application to apply for other programs like SNAP, TANF, or the Medicare Savings Program.
- Ensure that all your information is accurate to avoid delays.
3.2 How to Apply for Illinois Medicaid Over the Phone?
If you’re not comfortable applying online, a convenient option is to call the DHS Help Line at 1-800-843-6154. A helpful representative will guide you through the application process and collect your information.
Tip: Ask for your case number and keep it in a safe place for future reference.
3.3 Applying for Medicaid In Person
If you prefer face-to-face help, you can visit your local Family Community Resource Center (FCRC). Staff there will help you fill out your Medicaid application and answer your questions. Use the DHS Office Locator to find a center nearby.
Some hospitals, health clinics, and community groups also offer in-person assistance. If you need help finding a location or scheduling an appointment, call Get Covered Illinois at 1-866-311-1119 for support.
3.4 Apply for Medicaid With a Paper Application
If you prefer the traditional way, you can apply using a paper form.
Download the form here: Illinois Medicaid Application (PDF). Fill out the form as completely as you can and don’t forget to sign it.
Once completed, submit your application by mail, fax, or in person at your local FCRC.
Tip: Gather important information like Social Security numbers, income details, and your mailing address before you start.
In case you need help with the Medicaid application process, please don’t hesitate to call the DHS Helpline at 1-800-843-6154 or TTY: 1-800-447-6404.
4. Bonus: Maximize Your Benefits with A Free Phone with Medicaid
If If you’re approved for Medicaid in Illinois, you’re automatically eligible for the Lifeline program, which includes a free or discounted phone-an excellent way to stay connected.
One standout option is AirTalk Wireless, widely available in Illinois. Here’s why AirTalk is a smart pick:
- Great coverage across Illinois, including both urban and rural areas.
- Choose from a wide selection of devices, including popular models from Apple and Samsung – often at no cost
- Plans offer unlimited talk & text, plus high-speed data and even free international calling to over 200 countries and territories
- Simple online application—just verify your Medicaid status and upload a few documents if required!
A free smartphone from AirTalk makes staying in touch with health providers, family, and emergency services easier than ever. Once you have Medicaid, a phone through Lifeline is a great way to boost your support.
>>> Read more: Free Tablet For Kids in 2025: Government Offers, Medicaid Options, & More
5. FAQs
5.1 What Is the Easiest Way to Apply For Medicaid?
The easiest method is online through the ABE Illinois website. It’s quick, secure, and lets you track your application.
5.2 How Long Does It Take to Get Medicaid in Illinois?
It usually takes 1 to 2 months to get an approval letter. After approval, you’ll receive your Medical Card and Recipient Identification Number (RIN) within 10 days.
So how to speed up your application?
- Update your mailing address or phone promptly.
- Answer your phone in case a caseworker calls.
- Check your mail for important notices.
- Submit requested documents quickly.
5.3 What Documents Are Needed to Apply For Medicaid in Illinois?
You’ll typically need:
- Proof of identity and address
- Social Security numbers (if available)
- Immigration documents (if applicable)
- Proof of income and household size
- Information on other health insurance coverage
For more details, please read this guide.
Final Words
Now that you know how to apply for Medicaid in Illinois, taking the next step can make a real difference in your life. Medicaid helps thousands of Illinois residents access essential healthcare services, and the application process is simple when you follow the right steps.
Plus, if you’re approved, you may also qualify for a free phone from AirTalk Wireless, helping you stay connected to healthcare providers and loved ones. Start your application today and take control of your health!