Many people use EBT but are unsure what they can buy with it. The question “What can you buy with EBT cash in 2025?” is more common than ever as states expand eligible items and retailers.
EBT cash benefits work differently from SNAP food benefits. While SNAP covers groceries only, EBT cash gives families more flexibility to pay for daily essentials.
In this guide, you’ll learn what EBT cash can be used for, where it is accepted, and how to make the most of your benefits in 2025.
Understanding EBT Cash vs. SNAP Benefits
Many people think EBT and SNAP are the same, but they work differently. SNAP benefits can only be used to buy approved food items, while EBT cash allows you to pay for more everyday needs. Understanding this difference helps you manage your benefits wisely and avoid restricted purchases.
What Is EBT Cash?
EBT cash is part of the Temporary Assistance for Needy Families (TANF) or other state cash programs. It gives qualified families a set amount of money each month that can be used more flexibly than SNAP food benefits. The funds are added to the same Electronic Benefit Transfer (EBT) card but are separated from your food benefit balance.
This program helps low-income households cover basic needs that go beyond food, offering a little extra support to manage daily living expenses.
How EBT Cash Works
When you receive EBT cash benefits, the funds are automatically loaded onto your EBT card each month. You can use it at stores that display “EBT accepted” signs or withdraw cash from participating ATMs.
At checkout, you simply choose the Cash Benefit option instead of Food Benefit when swiping your card. You can then pay for approved items or receive cashback depending on the store’s policy.
Unlike SNAP, there are fewer restrictions on how EBT cash is used, but certain purchases such as alcohol, gambling, and luxury items, are still prohibited. Knowing the difference helps you use your benefits responsibly and avoid penalties.
What Can You Buy With EBT Cash?
If you are wondering what you can buy with EBT cash, the answer is simple: almost anything considered essential for daily living. Unlike SNAP food benefits, EBT cash allows more flexibility in what you can purchase. However, there are still limits on certain items.
Here are the most common items you can buy using EBT cash benefits:
- Clothing and shoes
- Household supplies such as soap, cleaning products, and laundry detergent
- Personal care products including shampoo, toothpaste, and deodorant
- Diapers and baby care essentials
- Transportation costs such as bus passes or fuel
- Rent, utilities, and some emergency household expenses
- Food and groceries that are already SNAP-eligible
EBT cash can help you manage unexpected costs or pay for items that SNAP does not cover. It gives households greater control over their monthly spending while supporting basic needs.
Restricted purchases still apply. You cannot use EBT cash for:
- Alcohol or tobacco
- Gambling, lottery tickets, or casinos
- Adult entertainment or similar services
- Firearms or ammunition
- Luxury items or vacation expenses
>>> Learn more: Can You Buy Fast Food With EBT? Eligible Restaurants by State
Where Can You Use EBT Cash Benefits?
EBT cash can be used in many locations that display the EBT or Quest logo, both in stores and at ATMs. This flexibility makes it more convenient for families to access their funds and shop for essentials anywhere across the United States.
You can use EBT cash benefits at:
- Grocery stores and supermarkets that accept EBT cards
- Big retail chains such as Walmart and Target
- Gas stations and convenience stores that participate in the program
- Farmers’ markets and local shops that accept EBT
- ATMs and cash-back locations that support EBT withdrawals
Remember to select the Cash Benefit option when paying at checkout or withdrawing from an ATM. Some stores may also allow limited cash back when making a purchase with your card.
Getting a Free Phone with EBT? It’s Possible!
If you receive EBT or SNAP benefits, you may qualify for a free government phone through the Lifeline Program offered by AirTalk Wireless. This federal program helps low-income households stay connected to essential services, education, and job opportunities.
The registration process is simple and can be completed online in just a few minutes. Follow these quick steps to apply:
- Visit the website: Go to AirTalk Wireless.
- Select your state: Choose your state of residence to view available phone plans.
- Check eligibility: Confirm that you receive EBT, SNAP, Medicaid, or other qualifying benefits.
- Submit your application: Fill out your details and upload valid proof of eligibility
- Pick your device: Select a discounted or free smartphone from the options provided.
- Receive your phone: Once approved, your new device will be shipped directly to your home.
With your AirTalk Wireless Lifeline phone, you can easily check your EBT balance, receive updates about benefits, and stay in touch with family and community resources anytime.
FAQs About What You Can Buy With EBT Cash
Can You Order Stuff on Amazon With EBT Cash?
Yes, you can use EBT cash on Amazon for eligible purchases if your state participates in Amazon’s EBT program. You can buy household essentials, groceries, and personal care items that meet your state’s EBT rules. Make sure to choose the Cash Benefit option at checkout if it appears.
Can You Buy Clothes With EBT Cash at Walmart?
Yes, you can buy clothing and shoes at Walmart or other retail stores using EBT cash. This benefit helps families purchase everyday necessities beyond food, such as seasonal clothing or school supplies for children.
Can You Buy Toilet Paper With EBT Cash?
Yes. Toilet paper and household cleaning products are allowed when using EBT cash, since they are considered essential non-food items. However, these items are not covered by SNAP food benefits, so you must use your cash balance, not your food balance.
Can I Use EBT Cash to Pay Bills?
Yes, but only in certain cases. You may be able to use EBT cash to pay essential expenses such as rent, utilities, or transportation if your state allows it. The exact rules depend on your local TANF or cash assistance program, so it’s best to confirm with your state’s EBT office.
Can You Order Fast Food or Prepared Meals With EBT Cash?
In most states, EBT cash cannot be used for restaurant meals unless you are part of a special Restaurant Meals Program (RMP) for seniors or people with disabilities. Check your state’s participation before using your EBT cash at food vendors or drive-thru locations.
Final Words
Understanding what you can buy with EBT cash in 2025 helps you make smarter spending choices and stay compliant with program rules. Using your benefits for essential needs like food, clothing, and personal care ensures long-term support for your household.