Are you a fast-food lover who also uses EBT? You’re probably wondering: can you enjoy your favorite quick bites using your SNAP benefits?
The answer might surprise you. While most fast food places don’t take EBT, there’s a special program that makes it possible. Explore what fast food places take EBT and how to use your card the right way in this article!
1. How Fast Food Chains Take EBT?
Most fast-food restaurants typically don’t accept EBT cards because SNAP benefits are meant for groceries. However, there’s an exception called the Restaurant Meals Program (RMP).
Through this program, qualifying SNAP recipients can buy prepared meals at participating fast food chains. This is a lifeline for people who can’t cook at home due to age, disability, or homelessness. Learn more below!
1.1 Overview of the SNAP Restaurant Meals Program
The Supplemental Nutrition Assistance Program (SNAP) is a federal assistance program that helps low-income individuals and families buy nutritious groceries. SNAP benefits are typically used at supermarkets and farmers’ markets for essential food items to cook at home.
However, some SNAP participants face challenges preparing meals due to age, disability, or unstable housing. That’s where the Restaurant Meals Program (RMP) comes in.
RMP is a special option within SNAP that allows certain recipients to buy hot, prepared meals at participating restaurants. Here’s how it works:
- RMP is only available in select states that have opted into the program.
- SNAP partners with approved fast food restaurants and vendors to provide this service.
- Eligible recipients can use their EBT cards just like at grocery stores.
- The program aims to help elderly, disabled, or homeless individuals access hot, ready-to-eat meals when cooking isn’t possible.
In short, it’s a vital support system for those in need.
1.2 Who Qualifies for RMP?
The RMP is limited to specific groups of SNAP participants. To qualify, you must live in a participating state and meet one of the following:
- Elderly (60 years or older)
- Disabled (receiving permanent disability benefits)
- Homeless
- The spouse of a SNAP client who qualifies for RMP
If your household fits one of these categories, your EBT card will be set up to work at RMP-approved restaurants.
1.3 Which States Participate in RMP?
The Restaurant Meals Program is not available everywhere. As of now, these states participate:
- California (statewide)
- Arizona
- Maryland
- New York
- Massachusetts
- Rhode Island
- Illinois (Cook and Franklin counties)
- Michigan
- Virginia
If you’re unsure whether your area is covered, check your state’s SNAP or RMP page.
>>> Read more: Restaurants That Accept EBT: Where To Use EBT At Restaurants
2. What Fast Food Places Take EBT Through RMP?
Many national chains participate in the Restaurant Meals Program, but only select locations accept EBT. It’s smart to check your local restaurant or your state’s RMP list before heading out.
Here’s a closer look at some fast food options in key states:
2.1 What Fast Food Places Take EBT In California?
California’s Restaurant Meals Program (RMP) is the largest and most widely implemented in the U.S.. It was first launched in 1978. California is one of the earliest states to recognize that some SNAP (CalFresh) recipients cannot cook meals at home due to age, disability, or homelessness.
Originally focused on helping older adults and people with disabilities, the program later expanded to serve homeless individuals. By 2021, California mandated statewide participation and allowed every county the option to provide this benefit. Since then, hot and ready-to-eat meals have been more accessible than ever.
CalFresh recipients who qualify can use their EBT card to purchase meals at many fast food restaurants, including:
- Subway
- Jack in the Box
- Carl’s Jr.
- El Pollo Loco
- Burger King
- …
To find participating restaurants, visit the California DSS RMP page for the latest map and directory.
3.2 What Fast Food Places Take EBT In Massachusetts?
Massachusetts is one of the newer states participating in the RMP. Some fast food restaurants include:
- Subway
- KFC
- New Wine Pizza
- Taco bell
- Wendy’s
- …
For the latest updates or if you have questions about RMP in Massachusetts, contact the program representative:
Lorraine Ward
Email: DTA.RMP@mass.gov
3.3 What Fast Food Places Take EBT in Florida?
As of now, Florida does not participate in the SNAP Restaurant Meals Program (RMP). This means that, unlike some other states, Florida does not allow EBT cards to be used at fast food restaurants for purchasing hot or prepared meals.
While you might find some misleading online lists suggesting fast food chains like Subway, KFC, or McDonald’s accept EBT in Florida, this is not accurate under the current state SNAP rules. In Florida, EBT cards can only be used for eligible grocery items at approved retailers, not for restaurant meals.
If you’re unsure about your local SNAP options, it’s best to contact your county’s SNAP office or visit the Florida Department of Children and Families (DCF) website for the most up-to-date information on SNAP benefits in your area.
3.4 What Fast Food Places Take EBT In Other States?
Here’s a snapshot of other RMP-participating states:
Arizona
Arizona has one of the most extensive RMP networks, especially in major cities:
- Phoenix & Mesa: Burger King, Carl’s Jr., El Pollo Loco, Jack in the Box, McDonald’s, Subway, Dairy Queen
- Tucson: Burger King, Carl’s Jr., Church’s Texas Chicken, Dairy Queen, Denny’s, Del Taco, McDonald’s, Papa John’s Pizza, Subway, Wendy’s
- Chandler & Flagstaff: Burger King, El Pollo Loco, Firehouse Subs, Jack in the Box, Subway
Maryland
In Maryland, most RMP-approved fast food restaurants are KFC and Burger King:
- Baltimore, Montgomery, Carroll Counties: Burger King
- Anne Arundel, Calvert, Charles, Frederick, Prince George’s Counties: KFC
- Smaller counties also offer local options like CR Wings.
New York
New York’s RMP is more focused on local diners, but you’ll find some recognizable names:
- Brooklyn: IHOP
- Queens: Blaze 718 (pizza chain)
- Bronx & Manhattan: Primarily local pizzerias and diners like Ray’s Pizza and Justino’s Pizzeria
- Rochester: Pomodoro Pizza, Gregorio’s Pizza
Michigan
Michigan’s RMP includes some fast food options mixed with local favorites:
- Detroit: Subway, Sheeba Express, Market Fresh Deli
- Dearborn: Toarmina’s Pizza, Del Taco, Westpoint Bar-B-Que
- Grand Rapids: Popeyes, Wing Heaven, Moo Gobble Burger
- Lansing: Crack Chicken, Eastside Fish Fry
Virginia
In Virginia, Subway has the most fast food coverage:
- Newport News, Virginia Beach, Portsmouth: Subway
- Statewide: Select KFC and Taco Bell locations also participate.
Rhode Island
Rhode Island’s program is smaller, but Subway locations are the primary fast food participants, alongside a few local restaurants.
Illinois
Illinois’ RMP operates only in Cook and Franklin Counties, where you’ll mostly find local restaurants, but some fast-casual options are included:
- Chicago: JJ Fish and Chicken, S2 Express Grill
- Franklin County: Joe’s Pizza
Important Note: Restaurant participation varies widely by county and city. Always check your local RMP directory or contact your SNAP office to confirm if a specific fast food restaurant accepts EBT before visiting.
>>> Read more: Get A Free Phone And Tablet With Food Stamps? Here’s How
4. How to Use EBT at Fast Food Places?
Paying with your EBT card at a restaurant is straightforward if you’re RMP-eligible. Follow these steps:
- Confirm the restaurant participates in RMP. Look for signs at the entrance or ask staff.
- Order your meal. Choose your food like you would at any fast food counter.
- Swipe your EBT card at checkout. The cashier will process it just like a debit card.
- Enter your PIN. This secures your transaction.
If your EBT card is not set up for the Restaurant Meals Program, your payment will be declined. Make sure your eligibility is confirmed through your state SNAP office.
5. Bonus: Use Your EBT to Get More Than Food
SNAP recipients may qualify for more than just food assistance. With your SNAP enrollment, you’re automatically eligible for the Lifeline Program, a federal initiative that provides discounted or free phone and internet service.
One of the best Lifeline providers is AirTalk Wireless, where qualifying users can enjoy:
- A free smartphone (models like iPhone 7, AirVoice A67L, and more)
- Unlimited talk and text
- Up to 30GB of monthly data
- No contracts or hidden fees
- Free shipping and easy online signup
Visit AirTalk Wireless today to check your eligibility and stay connected for free.
Final Words
Now you know what fast food places take EBT through the Restaurant Meals Program. If you qualify, enjoying a hot meal from your favorite fast food chains is possible with your SNAP benefits.
And don’t forget: maximize your benefits by applying for a free phone and service from AirTalk Wireless today!