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Does HMart Take EBT in 2025? Full Guide for Shoppers

By AirTalk Team
5-minute read
In This Article

Known as a leading Asian supermarket chain in the United States, HMart offers a wide range of fresh produce, and pantry staples at competitive prices. But does HMart take EBT? This guide provides everything you need to know for 2025.

1. Does HMart Take EBT? 

The answer is yes. HMart is a major Asian supermarket chain in the U.S., well known for its wide variety of fresh foods, and some HMart locations do accept EBT/SNAP for in-store purchases. However, HMart’s online shopping and delivery services currently do not support EBT payments. This means you can use your EBT card at many HMart stores, but not for online or delivery orders. 

Another important point is that not all HMart stores follow the same policy. Whether a store accepts EBT depends on several factors: 

  • State regulations: SNAP is a federal program, but its implementation is managed by individual state agencies. 
  • SNAP authorization of the store: Some HMart branches have been approved by the USDA as SNAP-authorized retailers, allowing customers to use EBT to purchase eligible food items. 
  • Store business model: Prepared food sections or in-store restaurants at HMart are typically not eligible for EBT payments. 

To avoid confusion and save time, you should always confirm whether your local HMart accepts EBT by: 

  • Visiting HMart’s official website or FAQ section: Here you can find information on accepted payment methods and updated policies for in-store, online, and delivery services. 
  • Calling the nearest HMart directly: This is the quickest and most accurate method. Store staff can confirm if their location accepts EBT and clarify which items are eligible or ineligible for purchase with EBT. 
does hmart take ebt
Woman with a medical mask buying fresh food during coronavirus pandemic.

>>> Read more: Does RaceTrac Take EBT? Guide for States & More Stores

2. Does HMart Take EBT by State? 

Does HMart take EBT in California? 

In California, many HMart locations are SNAP-authorized retailers, which means customers can use their EBT cards to purchase eligible groceries directly in-store. However, HMart’s online ordering and delivery services currently do not accept EBT.  

Since policies may vary by branch, it’s best to double-check in advance using the USDA SNAP Retailer Locator or by calling your nearest HMart location. 

Does HMart take EBT in Massachusetts? 

In Massachusetts, certain HMart branches also accept EBT payments for in-store purchases. That said, online delivery orders are not eligible for EBT.  

If you live in the Boston area or nearby cities, make sure to review the USDA’s SNAP retailer list to confirm whether your local HMart accepts EBT. Keep in mind that most prepared or hot foods are not EBT-eligible. 

Does HMart take EBT in Illinois? 

In Illinois, particularly around Chicago and surrounding suburbs; many HMart stores are SNAP-approved retailers. This allows customers to conveniently use EBT for grocery purchases at the checkout counter.  

However, just like in other states, HMart’s online and delivery services do not currently support EBT payments. 

Does HMart take EBT in Washington state? 

In Washington, several HMart stores accept EBT, especially in the Seattle–Tacoma region.  

Some of these locations also participate in additional state-level SNAP incentive programs, helping shoppers maximize their savings when using EBT. Still, HMart has not yet extended EBT acceptance to online or delivery orders, so in-person shopping is required. 

does hmart take ebt California
Customers can use their EBT cards to purchase eligible groceries directly in-store

3. How to Use EBT at HMart Stores? 

If your local HMart is a SNAP-authorized retailer, you can use your EBT card just like a debit card at the checkout counter. However, to avoid confusion and ensure a smooth shopping experience, it’s important to understand the exact process and what types of products are eligible under SNAP rules.  

Below, we’ll walk you through a step-by-step guide and also clarify what you can and cannot buy with EBT at HMart. 

Step-by-step guide 

Step 1: Check store eligibility

Before shopping, confirm whether your nearest HMart accepts EBT by using the USDA SNAP Retailer Locator or by calling the store directly. Not every HMart branch is SNAP-approved. 

Step 2: Shop for eligible items

Walk through the aisles and add SNAP-approved food items to your cart. Focus on essential groceries like fresh produce, meats, dairy, and pantry staples. 

Step 3: Proceed to checkout

When ready, bring your items to the cashier. Inform them you’ll be paying with EBT. Some stores also allow self-checkout with EBT, but staff assistance may be needed for specific transactions. 

Step 4: Swipe your EBT card

Insert or swipe your EBT card at the payment terminal, then enter your 4-digit PIN. This step is similar to using a debit card.

ebt card
EBT cards may have a different design in different states.

Step 5: Separate SNAP & Non-SNAP items

If you have both EBT-eligible and non-eligible items in your cart, the cashier will split the transaction. EBT will cover eligible foods first, and you’ll need to pay for non-eligible items with another form of payment such as cash, debit, or credit card. 

Step 6: Keep your receipt

After payment, your receipt will show the remaining balance on your EBT card, making it easier to track your SNAP benefits for future shopping.

What you can & can’t buy with EBT?

Understanding which items qualify under SNAP rules is crucial, especially at HMart, where the variety of products ranges from raw groceries to prepared meals and specialty items. 

You can buy with EBT at HMart: 

  • Fresh fruits and vegetables 
  • Meat, poultry, and seafood 
  • Dairy products like milk, yogurt, and cheese 
  • Breads, rice, noodles, and other pantry staples 
  • Packaged snacks and non-alcoholic beverages 
  • Seeds and plants that produce food for household consumption 

You cannot buy with EBT at HMart: 

  • Hot or prepared foods (such as meals from HMart’s food court or deli) 
  • In-store restaurant items 
  • Alcohol, beer, wine, or liquor 
  • Tobacco products 
  • Non-food items (household supplies, beauty products, kitchenware, etc.) 
  • Vitamins, supplements, or items with a “Supplement Facts” label 

By keeping these rules in mind, you can make the most of your SNAP benefits at HMart without running into issues at checkout.  

Always remember that while HMart provides a wide range of Asian and international foods, only SNAP-eligible items can be purchased with your EBT card.

>>> Check out more: EBT-Eligible Items (Non-Food): Things You Can Buy with EBT

4. Maximize Your Benefits with EBT  

When using SNAP/EBT, you’re not only saving money on groceries at HMart but can also expand your benefits through additional support programs. One of the most valuable programs for EBT recipients is Lifeline, which helps reduce monthly phone and internet costs. 

Lifeline is a federal assistance program designed to lower the cost of phone or internet services for low-income households.  

Since SNAP/EBT participation makes you automatically eligible, you can take advantage of this program to stay connected for education, work, telehealth, or managing your benefits.

Lifeline program
Lifeline is a federal assistance program designed to lower the cost of phone or internet services for low-income households.

Here are the key benefits EBT users can receive with Lifeline: 

  • Monthly bill savings: Get a monthly discount on phone, internet, or bundled services through authorized providers. 
  • Affordable plans: Many carriers, like AirTalk Wireless, offer low-cost plans, and some even provide free basic phone service for Lifeline participants. 
  • One benefit per household: Choose the service that best fits your needs: internet for remote work and learning, or mobile service for everyday communication. 
  • Extra support for Tribal lands: Households in Tribal areas may qualify for higher discounts.

Final Words 

In 2025, the answer to does HMart take EBT is clear: many HMart stores do accept EBT for in-store grocery purchases, though policies can vary by state and location. By understanding what items are eligible and exploring additional programs like Lifeline, you can maximize the value of your benefits and stretch your budget further.  

Before your next shopping trip, confirm your local store’s policy and start making the most of your EBT today. 

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