Does Panda Express take EBT? Many low-income Americans who rely on SNAP or EBT benefits often wonder if they can use their card to enjoy a warm meal from this popular Chinese fast-food chain.
If you’re trying to make your benefits go further, keep reading to learn the truth and see how programs like the AirTalk Wireless Lifeline Program can help you save even more each month.
Does Panda Express Take EBT?
If you’re wondering whether you can use your EBT card to grab a meal from Panda Express, here’s what you need to know about how the restaurant handles EBT payments.
Does Panda Accepr EBT? Acceptance Policy
As of 2025, most Panda Express locations do not accept EBT. The main reason is that Panda Express sells hot, ready-to-eat meals, which usually aren’t covered under regular SNAP rules. SNAP benefits are mainly meant for groceries or food you can cook at home, not restaurant meals.
However, there are a few exceptions. In some states that have the Restaurant Meals Program (RMP), including California, Arizona, and Rhode Island, certain Panda Express restaurants may accept EBT. This depends on whether the restaurant is approved by the state and has chosen to join the program.
If you live in one of these states, it’s always best to call your local Panda Express first or check your state’s SNAP website to confirm if they take EBT before visiting.
Why Most Panda Express Locations Don’t Take EBT
The U.S. Department of Agriculture (USDA) sets the rules for how EBT can be used. Because Panda Express mainly serves hot foods like Orange Chicken, Fried Rice, and Chow Mein, it doesn’t qualify under the standard grocery rules. Only restaurants that join the Restaurant Meals Program are allowed to process EBT payments.
This rule helps make sure that SNAP benefits are used for food you can prepare and stretch over multiple meals, instead of one-time restaurant orders. But for low-income individuals who qualify for the RMP, being able to use EBT at select restaurants can make it easier to get a warm, affordable meal when cooking isn’t possible.
How EBT and SNAP Work at Restaurants
EBT rules for restaurants can be confusing, so here’s a quick look at how the SNAP Restaurant Meals Program operates.
What Is the EBT and SNAP Restaurant Meals Program (RMP)?
The Restaurant Meals Program (RMP) is part of SNAP that lets certain people use their EBT card to buy hot, prepared meals at approved restaurants.
It’s designed to help those who can’t easily cook at home, such as people who are elderly, homeless, or living with a disability.
Restaurants that take part in this program must be approved by both the state and the USDA. You can spot these places easily as they usually have a sign that says “EBT Accepted Here.”
Who Qualifies for the Restaurant Meals Program?
To use your EBT card at restaurants, you need to already receive SNAP benefits and meet certain conditions. This program is only available in states that participate in the RMP, and each state keeps its own list of approved restaurants.
You may qualify if you are:
- 60 years or older
- Living with a disability
- Homeless or without regular access to a kitchen
- The spouse of someone who meets one of the above requirements
How to Find Out If a Panda Express Near You Accepts EBT
You don’t have to guess if your local Panda Express accepts EBT. Here are two quick ways to verify and save yourself a trip.
Step 1: Check Your State’s RMP List
Start by going to your state’s SNAP or EBT website. Some states share a list of restaurants that take EBT under the Restaurant Meals Program (RMP). If you see Panda Express on that list, it means that location probably accepts EBT for in-store meals.
If you don’t have internet access, you can call your local SNAP office for help. They can tell you if any Panda Express or similar restaurants near you accept EBT.
Step 2: Use Google Maps or Call the Restaurant Directly
If you can’t find information online, open Google Maps and type “Panda Express EBT near me.” You can also call the restaurant directly and ask if they take EBT cards. It’s always best to confirm before going so you don’t waste time or money on transportation.
>>> Read more: Where Can I Use My EBT Card and Withdraw Money for Free
Other Fast-Food Restaurants That Accept EBT

Don’t be discouraged if your nearest Panda Express doesn’t take EBT. There are still many restaurants across the U.S. where you can enjoy a warm meal using your benefits.
National Chains That Commonly Accept EBT Under RMP
Several national fast-food chains participate in the RMP in select states. These restaurants allow eligible SNAP recipients to purchase affordable hot meals using EBT, making daily life a bit easier. These include:
- Subway
- Domino’s Pizza
- Jack in the Box
- Denny’s
- El Pollo Loco
You can also search for EBT fast food restaurants near you to find additional national or local options that participate in the RMP.
Local and Regional Options for EBT Users
Besides the big-name chains, many local restaurants and family-owned diners also accept EBT through the RMP. These smaller spots often offer low-cost, filling meals and can be more flexible with menu options.
To find out which places near you accept EBT, contact your local SNAP office or visit your state’s official EBT website for the most up-to-date list of approved restaurants. This way, you can make the most of your benefits while supporting local businesses.
Alternative Ways to Use EBT
Here are some easy and practical ways to make the most of your EBT benefits.
Buy Ready-to-Cook Meals from SNAP-Approved Stores
Even though Panda Express doesn’t take EBT in most places, you can still enjoy similar meals at home without spending much. Use your EBT card at SNAP-approved stores like Walmart, Target, or your local grocery store to buy affordable ingredients.
Cooking at home helps you save money and prepare bigger meals for your family. You can use EBT for items such as:
- Frozen or microwavable meals
- Fresh vegetables, meat, and fish
- Instant rice, noodles, and sauces
Pair SNAP Benefits with Lifeline for More Savings
In addition to food support, you can lower your monthly costs through the Lifeline program, which helps low-income Americans get free or discounted phone and internet service. With providers like AirTalk Wireless, you may qualify for a free smartphone and a monthly service plan.
If you already receive SNAP, Medicaid, or SSI, you’re likely eligible for Lifeline.
It’s a simple way to stay connected to family, work, and emergency services without extra cost.
>>> Read More: Step-by-Step Guide: How to Apply for Lifeline with AirTalk Wireless!
Common Questions About Using EBT at Panda Express
Still have questions about using your EBT card at Panda Express? The answers below cover some of the most common things people want to know.
Can I Use EBT for Online Orders or Delivery?
Currently, Panda Express does not accept EBT for online, app-based, or delivery orders. Even restaurants that take EBT in-store usually cannot process it online due to federal restrictions on digital transactions for prepared foods.
Will Panda Express Accept EBT in the Future?
It’s possible. As more states adopt the Restaurant Meals Program, additional Panda Express locations may begin accepting EBT. Expansion depends on local SNAP partnerships and state approval. Keep checking your state’s SNAP website for updates.
Final Words
So, does Panda Express take EBT? In most cases, no, unless the restaurant participates in the Restaurant Meals Program in your state. If you’re unsure, verify directly with your local Panda Express or SNAP office.
While EBT access at restaurants is limited, you can still make the most of your benefits by purchasing ready-to-cook meals and exploring other assistance programs like the AirTalk Wireless Lifeline Program. This initiative helps you save on essential communication services, ensuring you stay connected while managing your food and financial needs effectively.
